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Savings & Checking

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 Regular Share Savings
Minimum Balance is $25.00;
Dividends:    Paid Quarterly and Compounded Quarterly.
    (See Fee Schedule page for information on any fees that maybe charged)
Dividends are paid on the average daily balance on deposit for the quarter
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Draft Checking

No Monthly Service Charge -  If you have DIRECT DEPOSIT of your net paycheck to your GPCU checking account 
                                         OR If you have an Average Daily Balance of $300.00 or more

 Checking Dividends:
Minimum average daily balance of $500.00 must be maintained to earn dividend yield.
Dividends are credited monthly and compound monthly.

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Debit Card 
With your GPCU Checking Account you can apply for a "Master Money" MasterCard Debit Card.
A great addition to your Checking account which allows you to use the "MasterCard" system to access your Draft/Checking account.
   
You can swipe the Card at Food markets etc... using the (CREDIT) option. or use it anywhere "MasterCard" is accepted;  or with your PIN use it at any ATM that accepts "MasterCard".
All transactions will process against the available balance in your Draft/Checking account. Available balance does NOT include funds in Savings or OverDraft Line of Credit.      All this convenience for an Annual Fee of only $12.00.

                For a Lost or Stolen  MasterCard  "Debit Card"  Call:  1-800-528-2273
  
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 ATM Deposit Card
“CashPoints” ATM Cards are available to members who have a Draft Checking Account to make deposits only at
any SECU "Cash Points" ATMs that accepts deposits.   

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Share Certificates (C/Ds)      Minimum Deposit of $500.00   
Higher rates are available for minimum deposits of $1,500.00, $2,500.00, $5,000.00, $25,000.00, and $75,000.00.
Dividends calculated on average daily balance, compounded monthly & paid at maturity of C/D.
Annual Rate & Yield is determined at the time of the deposit of funds into a Certificate.
Early withdrawal penalties may be imposed for withdrawal of the funds before the maturity of the C/D

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National Credit Union Administration

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