Savings Rates

GREATER PIEDMONT CREDIT UNION

DIVIDENDS PAID ON ACCOUNTS as of (Rates are subject to change) 7/14/2010

REGULAR SHARE SAVINGS

The following rates are anticipated for this quarter

QUARTERLY DIVIDENDS $ 25.00 and Over earns 0.55% APR 0.56% APY

(paid on Average Daily Balance for the Quarter)

CHRISTMAS and VACATION CLUBS earn 0.25% APR 0.26% APY

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MONEY MARKET ACCOUNT

For DEPOSIT $1,000.00 to $4,999.99 earns 0.65% APR 0.655% APY

$5,000.00 to $24,999.99 earns 0.75% APR 0.755% APY

$25,000.00 to $74,999.99 earns 0.85% APR 0.855% APY
$75,000.00 and Over earns 0.95% APR 0.955% APY

Calculated Daily - Compounded Weekly / Rate changes weekly based on Market

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SHARE CERTIFICATES OF DEPOSIT

Minimum Deposit: $500.00

30 DAYS 0.575% APR 0.576% APY 90 DAYS 0.575% APR 0.576% APY 6 MONTH 0.60% APR 0.61% APY

9 MONTH 0.65% APR 0.66% APY 1 YEAR 0.70% APR 0.71% APY 24 MONTH 1.20% APR 1.21% APY

Minimum Deposit: $ 1,500.00

6 MONTH 0.65% APR 0.66% APY 12 MONTH 0.75% APR 0.76% APY

18 MONTH 0.80% APR 0.81% APY 24 MONTH 1.25% APR 1.26% APY

Minimum Deposit: $ 2,000.00

7 Month 0.725% APR 0.727% APY 15 Month 0.825% APR 0.827 % APY

Minimum Deposit: $ 2,500.00

6 MONTH 0.70% APR 0.71% APY 9 MONTH 0.75% APR 0.76% APY 12 MONTH 0.80% APR 0.81% APY

18 MONTH 0.85% APR 0.86% APR 24 MONTH 1.30% APR 1.31% APY

Minimum Deposit: $5,000.00

6 MONTH 0.75% APR 0.76% APY 9 MONTH 0.80% APR 0.81% APY 12 MONTH 0.85% APR 0.86% APY

18 MONTH 0.900% APR 0.91% APY 24 MONTH 1.35% APR 1.36% APY 36 MONTH 1.50% APR 1.51% APY

Minimum Deposit: $25,000.00

6 MONTH 0.80 APR 0.81% APY 9 MONTH 0.85% APR 0.86% APY 12 Month 0.90% APR 0.91% APY

18 Month 0.95% APR 0.96% APY 24 Month 1.40% APR 1.41% APY 36 MONTH 1.75% APR 1.76% APY

C/Ds with Minimum Deposit of $75,000.00 or more check with Member Service for current Rates

Early withdrawal penalties may be imposed for withdrawals before maturity

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INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Rate changes quarterly based on the market

Rate anticipated this quarter: 1.50% APR 1.52% APY

IRA Certificate of Deposit:(Minimum Deposit $5,000.00) 2 Year 1.75% APR 1.77% APY

3 Year 1.95% APR 1.96% APY & 5 Year 2.25% APR 2.27% APY

Compounded Quarterly based on the Average Daily Balance

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DRAFT CHECKING ACCOUNT

0.25% APR 0.26% APY

Compounded Monthly based on the Average Daily Balance

Minimum average daily balance of $500.00 needed to earn dividends

Fees could effect actual APY on accounts

APR = Annual Percentage Rate APY = Annual Percentage Yield