Savings Rates

GREATER PIEDMONT CREDIT UNION

DIVIDENDS PAID ON ACCOUNTS as of (Rates are subject to change) 01/01/2015

REGULAR SHARE SAVINGS

The following rates are anticipated for this quarter

QUARTERLY DIVIDENDS $ 25.00 and Over earns 0.25% APR 0.252% APY

(paid on Average Daily Balance for the Quarter)

CHRISTMAS and VACATION CLUBS earn 0.15% APR 0.152% APY

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MONEY MARKET ACCOUNT

                                  For DEPOSIT    $1,000.00 to $4,999.99     earns    0.35% APR     0.3506 APY
                                                          $5,000.00 to $24,999.99 earns     0.365% APR   0.3656% APY
                                                         $25,000.00 to $74,999.99 earns     0.375% APR   0.3757% APY
                                                         $75,000.00 and   Over       earns     0.40% APR    0.4007% APY

Calculated Daily - Compounded Weekly / Rate changes weekly based on Market

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SHARE CERTIFICATES OF DEPOSIT

Minimum Deposit: $500.00

30 DAYS 0.275% APR 0.2752% APY 90 DAYS 0.28% APR 0.282% APY 6 MONTH 0.30% APR 0.301% APY

9 MONTH 0.305% APR 0.3051% APY 1 YEAR 0.315% APR 0.3152% APY 24 MONTH 0.35% APR 0.351% APY

Minimum Deposit: $ 1,500.00

6 MONTH 0.305% APR 0.3051% APY 12 MONTH 0.325% APR 0.3252% APY

18 MONTH 0.35% APR 0.352% APY 24 MONTH 0.365% APR 0.3652% APY

Minimum Deposit: $ 2,000.00

7 Month 0.31% APR 0.312% APY 15 Month 0.365% APR 0.3651 % APY

Minimum Deposit: $ 2,500.00

6 MONTH 0.31% APR 0.312% APY 9 MONTH 0.315% APR 0.3152% APY 12 MONTH 0.35% APR 0.352% APY

18 MONTH 0.36% APR 0.362% APR 24 MONTH 0.375% APR 0.3752% APY

Minimum Deposit: $5,000.00

6 MONTH 0.315% APR 0.3152% APY 9 MONTH 0.325% APR 0.3252% APY 12 MONTH 0.36% APR 0.361% APY

18 MONTH 0.375% APR 0.3752% APY 24 MONTH 0.40% APR 0.402% APY 36 MONTH 0.90% APR 0.905% APY

Minimum Deposit: $25,000.00

6 MONTH 0.325 APR 0.3252% APY 9 MONTH 0.35% APR 0.352% APY 12 Month 0.375% APR 0.3752% APY

18 Month 0.40% APR 0.402% APY 24 Month 0.45% APR 0.452% APY 36 MONTH 0.95% APR 0.957% APY

C/Ds with Minimum Deposit of $75,000.00 or more check with Member Service for current Rates

Early withdrawal penalties may be imposed for withdrawals before maturity

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INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Rate changes quarterly based on the market

Rate anticipated this quarter: 0.45% APR 0.452% APY

IRA Certificate of Deposit:(Minimum Deposit $5,000.00) 2 Year 0.50% APR 0.503% APY

3 Year 1.05% APR 1.053% APY & 5 Year 1.25% APR 1.257% APY

Compounded Quarterly based on the Average Daily Balance

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DRAFT CHECKING ACCOUNT

0.20% APR 0.202% APY

Compounded Monthly based on the Average Daily Balance

Minimum average daily balance of $500.00 needed to earn dividends

Fees could effect actual APY on accounts

APR = Annual Percentage Rate APY = Annual Percentage Yield