Savings Rates

GREATER PIEDMONT CREDIT UNION

DIVIDENDS PAID ON ACCOUNTS as of (Rates are subject to change) 07/15/2011

REGULAR SHARE SAVINGS

The following rates are anticipated for this quarter

QUARTERLY DIVIDENDS $ 25.00 and Over earns 0.35% APR 0.352% APY

(paid on Average Daily Balance for the Quarter)

CHRISTMAS and VACATION CLUBS earn 0.25% APR 0.252% APY

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MONEY MARKET ACCOUNT

For DEPOSIT $1,000.00 to $4,999.99 earns 0.50% APR 0.502% APY

$5,000.00 to $24,999.99 earns 0.525% APR 0.5252% APY

$25,000.00 to $74,999.99 earns 0.55% APR 0.552% APY
$75,000.00 and Over earns 0.575% APR 0.573% APY

Calculated Daily - Compounded Weekly / Rate changes weekly based on Market

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SHARE CERTIFICATES OF DEPOSIT

Minimum Deposit: $500.00

30 DAYS 0.35% APR 0.351% APY 90 DAYS 0.35% APR 0.351% APY 6 MONTH 0.40% APR 0.401% APY

9 MONTH 0.40% APR 0.401% APY 1 YEAR 0.45% APR 0.452% APY 24 MONTH 0.50% APR 0.502% APY

Minimum Deposit: $ 1,500.00

6 MONTH 0.425% APR 0.426% APY 12 MONTH 0.475% APR 0.476% APY

18 MONTH 0.50% APR 0.502% APY 24 MONTH 0.55% APR 0.553% APY

Minimum Deposit: $ 2,000.00

7 Month 0.45% APR 0.453% APY 15 Month 0.50% APR 0.502 % APY

Minimum Deposit: $ 2,500.00

6 MONTH 0.45% APR 0.452% APY 9 MONTH 0.475% APR 0.4752% APY 12 MONTH 0.50% APR 0.502% APY

18 MONTH 0.525% APR 0.5252% APR 24 MONTH 0.60% APR 0.603% APY

Minimum Deposit: $5,000.00

6 MONTH 0.475% APR 0.4752% APY 9 MONTH 0.475% APR 0.4752% APY 12 MONTH 0.50% APR 0.502% APY

18 MONTH 0.525% APR 0.5252% APY 24 MONTH 0.625% APR 0.6256% APY 36 MONTH 1.02% APR 1.023% APY

Minimum Deposit: $25,000.00

6 MONTH 0.50 APR 0.502% APY 9 MONTH 0.525% APR 0.5253% APY 12 Month 0.525% APR 0.5252% APY

18 Month 0.55% APR 0.553% APY 24 Month 0.70% APR 0.704% APY 36 MONTH 1.05% APR 1.057% APY

C/Ds with Minimum Deposit of $75,000.00 or more check with Member Service for current Rates

Early withdrawal penalties may be imposed for withdrawals before maturity

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INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Rate changes quarterly based on the market

Rate anticipated this quarter: 0.70% APR 0.702% APY

IRA Certificate of Deposit:(Minimum Deposit $5,000.00) 2 Year 0.80% APR 0.805% APY

3 Year 1.15% APR 1.154% APY & 5 Year 1.75% APR 1.757% APY

Compounded Quarterly based on the Average Daily Balance

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DRAFT CHECKING ACCOUNT

0.25% APR 0.252% APY

Compounded Monthly based on the Average Daily Balance

Minimum average daily balance of $500.00 needed to earn dividends

Fees could effect actual APY on accounts

APR = Annual Percentage Rate APY = Annual Percentage Yield