Application Privacy Policy

Your privacy is secure with us

We handle your privacy with utmost care, recognizing the significance of personal data safety in the face of the pressures imposed by the modern world. To elucidate our principles on privacy protection, we have formulated this Privacy Policy. We encourage you to peruse this section before initiating the use of Instant Money Mobile App.

Please be aware that by utilizing our platform, you affirm your agreement with our Privacy Policy.

What Information We Collect

We collect both personally identifiable information and non-personally identifiable information from you.

Personally identifiable information encompasses data that facilitates your recognition as an individual. You provide this information during the sign-up process and when submitting a request. Examples include, but are not limited to, your full name, date of birth, address, phone and mobile numbers, driver’s license, social security number, relevant employment details, income, banking account details, credit history, and military status.

Non-personally identifiable information pertains to data that does not disclose your identity. This information is anonymous and may include, but is not limited to, IP address, Internet provider, browser, language, time of browsing session, clicks, links followed, etc. Such data is gathered through cookies, web beacons, and pixel tags.

Cookies are small data pieces sent by a visited website and stored on your computer.

Web beacons and pixel tags are associated with small, transparent graphic images that enable the tracking of website visitor behavior.

Why We Collect This Information

The collection of users' personal details is essential for business management, technical support improvement, and marketing research. Additionally, we require your private data to process your application and connect you with one of our lenders.

How We Share Your Personally Identifiable Information

By providing your personally identifiable information, you grant us permission to process your application and connect you with a lender. This implies the right to share this information with a third party, as a lender cannot approve your loan without pertinent information about you.

Lenders may verify your personal information by querying national databases and credit reporting agencies, potentially affecting your credit score.

We may share some of your data with our affiliates, partners, and other accredited third parties for business management, security, advertising, marketing, consumer behavior research, and consumer support improvement.

We reserve the right to share your information with another company that has acquired our business or part of it, or merged with us. In such a case, we may inform you about these changes via email or through an announcement on our website.

We may share your personally identifiable information if required by law to proceed with a legal process or to protect our rights.

How We Share Your Non-Personally Identifiable Information

By collecting and sharing your non-personally identifiable information with third parties, we enhance our technical service, analyze customer behavior, and gather web statistics important for business management. We may share this information with other third parties for these purposes.

Links Provided by Third Parties

While browsing our website, you may encounter links to third-party websites. These links are provided for reference, and you click on them at your own discretion. We do not manage these websites, and therefore, we cannot be held accountable for their content, privacy policies, terms, and practices, as their management lies beyond our responsibility and control.

Marketing Practices

By accessing our website, you acknowledge awareness of our marketing practices and agree to them. You consent to receiving advertisements, newsletters, marketing messages, and other promotional materials from us.

Our third-party partners may also send you their marketing messages using the contacts you provided us with.

Upon using our website, you acknowledge awareness of our marketing practices and agree to receive such messages from us and our third-party partners. If you wish to opt-out of receiving marketing messages from us, we provide an option to do so. However, to opt-out of third-party messages, you should contact them directly.

Note that we are not responsible for the marketing practices of third parties, as we do not control them.

How We Protect Your Information

To ensure the security of your personal information, we employ safeguards and advanced security systems in compliance with U.S. law requirements. Only authorized personnel can access your data, and they may do so only for business purposes permitted by current U.S. legislation.

Despite our best efforts, we cannot guarantee the total security of your data, as we are unable to control law violators.

Notice for Foreigners

Our services are exclusively provided to employed residents of the United States. If you are a foreigner, please refrain from accessing our website.

Notice for Minors

Our services are exclusively provided to individuals over 18 years old. If you are a minor, please refrain from accessing our website.

We do not deliberately collect data from children. If you are a parent or legal guardian of a child who accessed our website, please inform us about the incident using our contacts.

Privacy Policy Changes

We reserve the right to revise, modify, or update this Privacy Policy as deemed appropriate. Such revisions, modifications, or updates may occur without notice. We encourage you to revisit this section periodically. If you continue to access our website after changes to the Privacy Policy, it signifies your agreement with the alterations.

How You Can Contact Us

If there is something you would like to discuss with us, please send us a message via our email.