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At Greater Piedmont Credit Union, we help our members get the money they need. Whether you're looking for a signature cash advance or a vacation loan, we have the right loan for your needs.
We offer:
- Signature cash advances
- Bill consolidation loans
- Home Equity Line & Second Mortgage Loans
- Vacation loans
- Back-to-school loans
- Quick loans
- New auto advances
- Used auto advances
- Other secured advances
When you need money, it's important to know that you can trust the people you're borrowing from. That's why we are here to help you get the best loan product at Greater Piedmont Credit Union.
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Signature Loans
Loans up to a maximum of $7,500.00 are available.
Bill Consolidation Loans
Loans up to maximum of $10,000.00. (90% of proceeds must be to payoff debt.)
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The 12-12-12 Vacation Loan or Back to School Loan
Loans for up to $1,200.00, for a term of 12 months at a rate of 12.00% APR |
Quick Loan
and
Quick Loan
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Loan for up to $350.00 – Has a Loan Application Fee of $20.00 – Term of 4 months
Rate equal to O/D LOC - Payments made from Direct Deposit
Need Copy of Current Paystub – Must have Direct Deposit of “Net” paycheck to a GPCU Account
(Loan Processed Same Day - No Credit Report or Debt Ratio Qualifications)
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Loan for up to $650.00 - Has a Loan Application Fee of $30.00 - Term of 6 months -
Rate equal to O/D LOC After a Member has established a good payment record
with Quick Loans and it has been at least 12 months since first Quick Loan and
Must have had & paid in a timely manner 4 Quick Loans -
Must have had Direct Deposit of “Net” paycheck to a GPCU Acc’t for at least 12 months
(Loan Processed Same Day - No Credit Report or Debt Ratio Qualifications)
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MasterCard Charge Card; Account available -
Line of Credit from $150.00 up to maximum of $10,000.00
For a Lost or Stolen MasterCard "Charge Card" Call: 1-866-604-0381
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New & Used Vehicle Loans
New Auto Loans for 100% of Price up to a maximum of $50,000.00
Used Auto Loans
(1 to 3 yrs old) 100% of Price or Value, up to a maximum of $40,000.00
(4 to 5 yrs old) 100% of Price or Value, up to a maximum of $25,000.00
( over 5 yrs old) 90% of Price or Value, up to a maximum of $20,000.00
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Holiday Loans
Your Credit Union has available Loans to help with Holiday expenses:
$1,200.00 for 12 month term at 12.00% APR
$2,400.00 for 24 month term at 12.00% APR
$3,600.00 for 36 month term at 12.00% APR
$4,800.00 for 48 month term at 12.00% APR
Apply for the loan that takes care of your Holiday needs.
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First Mortgage Loans
Loans to purchase a Home are available to members of GPCU through
"Member's Mortgage Connection" Please call 1 (336) 988-8346
for information on current rates and how to apply for a mortgage loan
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Home Equity Line & Second Mortgage Loans
Based of value of home & balance of current mortgage. The rate (APR) and term for each
of these types of loans varies and also depends on Credit History & Debt Ratio guidelines.
Home Equity LOC Rate: (WJP + 3.25%) As Of 4/1/12 Current Rate: 6.25%APR
Second Mortgage: 6.50%APR to 6.95%APR (Lower Rate with GPCU having first lien on home)
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Loans are also available for: R/Vs, Motocycles, Boats, Mobile Homes, etc.
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Loan Specials at Greater Piedmont Credit Union
REFINANCE YOUR CURRENT AUTO LOAN:
Check with us to see if we can LOWER your monthly payment and the current rate for the loan you
recently received from another Lender for an auto you purchased. We want to make sure you're getting
the best deal on your car loan.
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At Greater Piedmont Credit Union, we believe in helping our members get the most out of their finances, and that includes making sure they're paying the lowest rate possible for their auto loans.
We offer a variety of different loan specials, so check with us today to see if we can lower your monthly payment and the current rate for your recent auto loan from another lender. Loans are also available for R/Vs, Motorcycles, Boats, Mobile Homes, etc.
Find us at:
601 South Mangum St Durham, North Carolina, 27701
Phone: (919) 687-0585 or (800) 326-3440
FAX: (919) 687-0112
North Durham Branch: (919) 627-6800
Charlotte Area Branch: (704) 554-7201
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