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Signature Loans
Loans up to a maximum of $7,500.00 are available.
Bill Consolidation Loans
Loans up to maximum of $10,000.00. (90% of proceeds must be to payoff debt.)
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The 12-12-12 Vacation Loan or Back to School Loan
Loans for up to $1,200.00, for a term of 12 months at a rate of 12.00% APR |
Quick Loan
and
Quick Loan
Plus |
Loan for up to $350.00 – Has a Loan Application Fee of $20.00 – Term of 4 months
Rate equal to O/D LOC - Payments made from Direct Deposit
Need Copy of Current Paystub – Must have Direct Deposit of “Net” paycheck to a GPCU Account
(Loan Processed Same Day - No Credit Report or Debt Ratio Qualifications)
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Loan for up to $650.00 - Has a Loan Application Fee of $30.00 - Term of 6 months -
Rate equal to O/D LOC After a Member has established a good payment record
with Quick Loans and it has been at least 12 months since first Quick Loan and
Must have had & paid in a timely manner 4 Quick Loans -
Must have had Direct Deposit of “Net” paycheck to a GPCU Acc’t for at least 12 months
(Loan Processed Same Day - No Credit Report or Debt Ratio Qualifications)
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MasterCard Charge Card; Account available -
Line of Credit from $150.00 up to maximum of $10,000.00
For a Lost or Stolen MasterCard "Charge Card" Call: 1-866-604-0381
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New & Used Vehicle Loans
New Auto Loans for 100% of Price up to a maximum of $50,000.00
Used Auto Loans
(1 to 3 yrs old) 100% of Price or Value, up to a maximum of $40,000.00
(4 to 5 yrs old) 100% of Price or Value, up to a maximum of $25,000.00
( over 5 yrs old) 90% of Price or Value, up to a maximum of $20,000.00
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Holiday Loans
Your Credit Union has available Loans to help with Holiday expenses:
$1,200.00 for 12 month term at 12.00% APR
$2,400.00 for 24 month term at 12.00% APR
$3,600.00 for 36 month term at 12.00% APR
$4,800.00 for 48 month term at 12.00% APR
Apply for the loan that takes care of your Holiday needs.
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First Mortgage Loans
Loans to purchase a Home are available to members of GPCU through
"Member Mortgage Connection" Please call 1 (866) 903-4518
for information on current rates and how to apply for a mortgage loan
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Home Equity Line & Second Mortgage Loans
Based of value of home & balance of current mortgage. The rate (APR) and term for each
of these types of loans varies and also depends on Credit History & Debt Ratio guidelines.
Home Equity LOC Rate: (WJP + 3.00%) As Of 4/1/10 Current Rate: 6.25%APR
Second Mortgage: 6.50%APR to 6.95%APR (Lower Rate with GPCU having first lien on home)
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Loans are also available for: R/Vs, Motocycles, Boats, Mobile Homes, etc.
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Loan Specials
REFINANCE YOUR CURRENT AUTO LOAN:
Check with us to see if we can LOWER your monthly payment and the current rate
for the loan you recently received from another Lender for an auto you purchased.
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